Licensed mortgage pros, financial advisors, and real-estate experts answer your actual questions — on video. Most members save more than $7 in their first week on the stuff you can't skip: housing, groceries, car costs, bills. No hype. Just answers.
Verifiable, not viralNMLS-licensed mortgage pros + financial advisors500+ members in Philly, Newark, Allentown, Trenton, and across PA & NJ
Everything inside the member dashboard, in one place. No funnel walls. No upsells. Just the answers.
Real licensed pros on camera. Pause anywhere — your notes save inline.
Submit a real question. Top-voted ones get answered on video by a pro who's actually credentialed.
Lessons, glossary terms, deals, notes — all bookmarkable, all searchable, all yours.
$7/month · cancel anytime · no credit card to browse
Updated every Monday. Watched by real members in the last 7 days.
Questions answered in minutes, not hours of searching online
Browse all 70+ lessons3 Licensed Professionals • 14 More Joining
Not influencers. Not algorithms. Not AI bots wearing a tie. Every answer comes from a credentialed professional with a license number you can look up.
Swipe to see all experts
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Healthcare, Legal, Trades, Finance, Insurance — share your expertise with 500+ PA & NJ members.
Here's what makes us different — specifically.
Them
TikTok finance bros
"Buy crypto, bro." No license. No accountability.
Ez-Era
NMLS-licensed mortgage pros
Real names. Real licenses. Public record. Verifiable.
Them
Online courses ($500–$2,000)
One topic. Then a $1,997 upsell.
Ez-Era
$7/month. Every course.
70+ lessons. No upsells. Ever.
Them
Reddit threads
Anonymous strangers. No credentials. Contradicting each other.
Ez-Era
A licensed pro answers your question
On video. Every Friday. Yours to keep.
Them
Big banks and “advisors”
Paid commission to sell you their products.
Ez-Era
501(c)(3) nonprofit
No products to sell. No shareholders to pay.
Them
Generic “financial wellness” apps
One-size-fits-all advice. Could be anywhere.
Ez-Era
PA & NJ-specific
Local deals, local expert network, your zip code matters.
Marie from Cherry Hill asked Nick about her 401(k) match. He answered in 18 hours, on video, with a transcript she could keep. That's Ez-Era.
Not a sales page. Not a teaser reel. The actual dashboard you log into the day you sign up.
ez-era.com/dashboard
Housing · 4:12
4:12Housing
How much home can I afford without being house poor?
3:48Housing
What credit score do I need to buy a home?
NEW5:48Side Hustles
What's the best side hustle that fits YOUR schedule?
5:30Housing
Are there special programs for first-time homebuyers?
NEW4:48Housing
How do I negotiate closing costs on a mortgage?
5:30Student Loans
Should I refinance my student loans or just keep paying them?
5:48Side Hustles
What's the best side hustle that fits YOUR schedule?
Ez-Era
In this lesson, you'll learn
LearnLife Management
A real lesson, in your pocket.
7-day money-back · cancel in 2 clicks
A licensed mortgage advisor's answer to your rate question — usually a $200+ consult
70+ video lessons by credentialed pros — pause anywhere, your notes save inline
Member-only deals from PA + NJ partners — most members earn $7 back in month one
Hand-picked local partners across PA & NJ — savings on stuff you already buy. New partners added as we sign them.
Gym & Fitness
Member rates at independent gyms and studios.
Auto care
Oil changes, tires, repairs at trusted shops.
Local restaurants
Standing offers from neighborhood spots.
Wellness
Massage, dental, vision, mental-health partners.
Home services
Plumbers, electricians, movers we vet ourselves.
Specific deals rotate as partners join and offers refresh. You'll see the live list inside the dashboard.
No courses to buy. No appointments to book. No BS.
Takes 30 seconds. Cancel anytime.
Ask your question. Watch a licensed pro answer it.
Use one deal. Your $7 is already covered.
Members keep the lights on. Gifts buy seats for the people who need it most.
Same mission. Two ways in.
Cancel anytime
Full access to 70+ video lessons, expert Q&A every Friday, and member-only deals on the everyday stuff — housing, groceries, car costs, bills.
Founding-member pricing locks in at $7/mo when you join the waitlist.
Operations are paid by memberships. Your gift funds scholarship seats, expert honoraria for new topics, and lesson production. No middle layer.
Pays a licensed expert to record one short answer to a community-submitted question.
Tax-deductible · No middle layer · 100% to the program
A financial advisor charges $200 an hour. An online course costs $500+. Or: a licensed pro answers your question, on video, for $7/month.
Most members cover $7 in week one with one local deal.
Expert-led courses across 6 categories
Ask licensed mortgage & real estate pros
Save at gyms, restaurants & more
No contracts, no commitments
Financial Advisor
$200
Per Session
Ez-Era Membership
$7/mo
$84/year • Money-Back Guarantee
Online Courses
$500+
Per Course
Type your monthly take-home pay below. We'll show you what financial pros recommend you put toward needs, wants, and savings — using the rule popularized by Senator Elizabeth Warren in *All Your Worth*.
Use what hits your bank account each month — after taxes, after 401k.
$—
What this covers
Rent or mortgage, utilities, groceries, transportation, insurance, minimum debt payments. The roof + the basics.
$—
What this covers
Dining out, streaming, hobbies, vacations, gym, anything you'd survive without. Worth it — but cap it here.
$—
What this covers
Emergency fund first, then retirement, then paying down debt beyond minimums. Pay yourself before anyone else.
This is a baseline — high-cost-of-living areas may push needs to 60%, low-debt earners may push savings to 30%. The number isn't sacred; the discipline is.
What members ask before joining — answered honestly.
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Every week, members vote on the questions they want a real licensed pro to answer on video. Last week's winning question:
“Should I pay off my $18k car loan early or invest the extra cash?”
Nick DeJesus
NMLS #1541748 · Retail Branch Manager
“Recording the answer this Friday.”
Licensed mortgage pro · 12 yrs experience
Voting still open
The expert records the top-voted answer every Friday. Members get it first.
Cast your vote
